Mohan Ram

Experienced Banking & Commercial Vehicle Finance Professional

Moradabad, IN.

About

Highly accomplished banking and commercial vehicle finance professional with over two decades of progressive experience in sales management, business development, and team leadership. Proven ability to drive significant business volume growth, cultivate strong client and dealer relationships, and enhance sales activities across diverse regions. Adept at implementing strategic business plans, optimizing loan disbursements, and delivering exceptional customer care to achieve ambitious financial targets.

Work

DCB Bank Ltd.

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Location Head / Team Leader (Deputy Manager), Commercial Vehicle Loans

Moradabad, Uttar Pradesh, India

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Summary

Led commercial vehicle loan operations as Location Head/Team Leader, managing a team of 4 Relationship Managers and driving sales growth for both new and used vehicles across Moradabad, Rampur, Sambhal, and Amroha regions.

Highlights

Managed and mentored a team of 4 Relationship Managers, overseeing monthly and annual business scoping to consistently achieve sales targets.

Implemented comprehensive monthly business plans assigned by the Product Head, ensuring strategic alignment and operational efficiency.

Drove significant business sourcing from High Net-Worth Individuals (HNIs), large fleet operators, and key business accounts.

Cultivated and maintained robust relationships with manufacturers and dealers, enhancing business channels and market presence.

Streamlined the management of inbound queries and conversions from local dealers, improving response rates and sales funnel efficiency.

Ensured timely closure and disbursement of sourced business, optimizing operational workflows and customer satisfaction.

Provided personalized customer care to existing clients and actively supported the DSA network, fostering loyalty and repeat business.

Focused strategically on used and refinance business segments, contributing to enhanced sales activity within the CV industry.

Kotak Mahindra Bank Ltd.

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Relationship Manager (Assistant Manager), Commercial Vehicle Loans

Moradabad, Uttar Pradesh, India

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Summary

Managed commercial vehicle loan relationships, driving business development and sales activities across Moradabad, Rampur, Sambhal, and Amroha regions, reporting directly to the LMH Moradabad.

Highlights

Managed an annual business volume of ₹30 Crores in commercial vehicle loans, significantly contributing to regional revenue targets.

Supported and expanded the DSA network, facilitating broader market reach and increased business sourcing.

Executed monthly business plans assigned by the Location Head, ensuring consistent performance against targets.

Successfully sourced business directly from High Net-Worth Individuals (HNIs), large fleet operators, and key business accounts.

Maintained healthy relationships with manufacturers and dealers, fostering strong partnerships and referral pipelines.

Managed the inflow and conversion of queries from local dealers, improving sales efficiency and customer engagement.

Ensured timely closure and disbursement of sourced business, enhancing operational flow and client satisfaction.

HDFC Bank Ltd. / HDB Financial Services (formerly HBL Global Pvt. Ltd.)

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Assistant Manager, Commercial Vehicle Loans

Bareilly, Uttar Pradesh, India

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Summary

Served as Assistant Manager for Commercial Vehicle Loans, responsible for business development and sales in Moradabad, Rampur, Sambhal, and Amroha regions from the Bareilly Hub.

Highlights

Managed an annual business volume of ₹15 Crores in commercial vehicle loans, consistently meeting and exceeding regional targets.

Supported the DSA network, contributing to expanded market presence and lead generation.

Implemented monthly business plans assigned by the Relationship Manager, ensuring strategic alignment and execution.

Sourced business directly from High Net-Worth Individuals (HNIs), large fleet operators, and key business accounts.

Maintained strong relationships with manufacturers and dealers, facilitating consistent business flow and market intelligence.

Managed the inflow and conversion of queries from local dealers, optimizing sales processes and client acquisition.

Ensured timely closure and disbursement of sourced business, enhancing efficiency and customer experience.

Provided personalized customer care to existing clients, fostering loyalty and driving repeat business.

Mint Port (Division of Quality Exports)

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Marketing Executive

Moradabad, Uttar Pradesh, India

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Summary

Achieved assigned sales targets as Marketing Executive for Menthol Crystals and Natural Essential Oils in Moradabad, focusing on expanding distribution and ensuring timely business operations.

Highlights

Consistently achieved assigned sales volumes for Menthol Crystals and Natural Essential Oils, contributing directly to revenue goals.

Successfully established and onboarded new wholesalers and distributors, significantly expanding market reach and distribution networks.

Monitored quality business sourcing, ensuring adherence to standards and customer satisfaction.

Managed timely closure and supply of sourced business, optimizing logistics and delivery schedules.

Unique Multi-Tech Pvt. Ltd.

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Resident Executive

Dehradun, Uttarakhand, India

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Summary

Managed business operations and sales for Water Purifiers and Micron filters as Resident Executive across Dehradun, Muzaffarnagar, Saharanpur, and Haridwar regions.

Highlights

Drove sales and business development for Water Purifiers and Micron filters, achieving targets across multiple regions including Dehradun, Muzaffarnagar, Saharanpur, and Haridwar.

Managed customer relationships and sales cycles, ensuring efficient product delivery and client satisfaction.

Contributed to market penetration and brand awareness for water purification products in assigned territories.

Coordinated with regional teams to optimize sales strategies and operational effectiveness.

Education

KGK College, Moradabad, Rohilkhand University

Moradabad, Uttar Pradesh, India
LL.B. Law Grade:

Hindu College, Moradabad, Rohilkhand University

Moradabad, Uttar Pradesh, India
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B.Sc. Mathematics Grade:

Awards

DCB Spotlight Award

DCB Bank Ltd.

Received prestigious DCB Spotlight Award for outstanding achievements in 2019.

Movers & Shakers Award Nomination

DCB Bank Mumbai

Nominated for the esteemed Movers & Shakers Award for best CV Employee at DCB Bank Mumbai in 2019.

DCB Spotlight Award

DCB Bank Ltd.

Received prestigious DCB Spotlight Award for outstanding achievements in 2018.

Monthly Roll of Honour

DCB Bank Ltd.

Recognized monthly for exceptional performance and contributions during tenure at DCB Bank.

Languages

English

Skills

Commercial Vehicle Finance

Commercial Vehicle Loans, CV Industry, LCVs, Buses, Trucks, Used Vehicles, Refinance Business.

Sales & Business Development

Sales Management, Business Sourcing, Customer Acquisition, Target Achievement, Revenue Growth, Market Penetration.

Team Leadership

Team Management, Mentoring, Performance Coaching, Team Development, Leadership.

Relationship Management

Client Relations, Dealer Relations, Manufacturer Relations, Key Account Management, Customer Care.

Dealer & DSA Network Management

DSA Network Support, Dealer Management, Channel Development, Partnership Management.

Business Planning

Strategic Planning, Monthly Business Plans, Annual Business Plans, Target Setting.

Customer Acquisition

New Client Development, Lead Generation, Inflow Management, Conversion Strategies.

Sales Pipeline Management

Pipeline Tracking, Opportunity Management, Sales Forecasting, Daily Sales Monitoring.

Loan Disbursement

Timely Closure, Disbursement Process, Financial Operations.

Market Analysis

Market Feedback, Competitor Analysis, Industry Trends, Market Research.

MS Office

MS Office 97, MS Office XP, MS Office 2000, Word, Excel, PowerPoint.

Lotus Notes

Email Management, Collaboration Tools.

Interests

Hobbies

Watching TV, Listening Music.

References

Mr. Sandeep Sharma

Product Head CV, DCB Bank Ltd., Mobile: 9654533027

Mr. Mukul Saxena

ASM-CTG-UP1, HDFC Bank Ltd., Mobile: 9319944958